Digital Bytes Volume 1

Funny Money: Stablecoins, CBDCs and the Tokenization of the Global Economy

By Jonny Fry and James Tylee. A practical, independent guide to the monetary transition behind stablecoins, CBDCs, tokenized deposits, and programmable settlement.

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Cover of Funny Money: Stablecoins, CBDCs and the Tokenization of the Global Economy

Why It Matters

Money is becoming programmable, settlement is moving closer to real time, and institutions are being forced to choose between shaping the new infrastructure or being shaped by it.

  • Understand why stablecoins became the first blockchain use case with genuine financial-system scale.
  • See why CBDCs, tokenized deposits, and private digital money are competing to define the next settlement layer.
  • Track the implications for banks, corporates, regulators, cross-border payments, sanctions, and financial sovereignty.
  • Use a clear, source-aware narrative instead of trying to assemble the story from scattered headlines.

Inside the Book

Funny Money follows the path from legacy payment rails to digital money. It begins with the creditor problem hidden inside ordinary bank deposits, then moves through stablecoin adoption, Terra/Luna's collapse, central bank responses, the digital currency race, tokenized deposits, cross-border payments, sanctions, zero-knowledge proofs, and the future of settlement.

The result is a commercially grounded map of what is changing, why it matters, and which decisions boards, regulators, and builders will need to make as money itself becomes part of the software stack.

The Authors

Jonny Fry

Founder and CEO of TeamBlockchain Ltd, author of the Digital Bytes weekly analysis, and a financial services leader with more than two decades of executive experience.

James Tylee

Co-host of The Digital Bytes Podcast, co-founder of Cyber.FM, and a financial technology professional whose work bridges capital markets, media, and blockchain education.

Book FAQ

What is Funny Money about?

It explains how stablecoins, CBDCs, tokenized deposits, and tokenized assets are changing payment rails, settlement, collateral, regulation, and global financial infrastructure.

Who wrote the book?

The authors are Jonny Fry and James Tylee, co-authors from Digital Bytes by TeamBlockchain.

Which formats are available?

The Amazon listing offers eBook, paperback, and hardcover editions.

Get Funny Money

Choose eBook, paperback, or hardcover on Amazon. More retailer links can be added here as new stores go live.

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